Your Home Loan Journey Starts Here

Secure the right home loan with expert guidance — no jargon, no pressure, just real advice.

Fully Licensed & Regulated
5,000+ Happy Clients
17+ Years Experience
We Speak Your Language
Happy couple receiving keys to their new home
🏠

Free Service

No cost to you

Google Rating 5.0 stars based on 232 reviews

Our Partners

ANZ
ASB
Westpac
Kiwibank
BNZ
Oxford Finance
Finance Now
Partners Life
Asteron Life
nib
Chubb
AIA
Accuro
Fidelity Life
Unity
ASAP Finance
Prospa
Southern Cross
Co-operative Bank
Generate
Avanti
SBS
Gem
Blanket
Tower
AON
OFX
Petcover
ANZ
ASB
Westpac
Kiwibank
BNZ
Oxford Finance
Finance Now
Partners Life
Asteron Life
nib
Chubb
AIA
Accuro
Fidelity Life
Unity
ASAP Finance
Prospa
Southern Cross
Co-operative Bank
Generate
Avanti
SBS
Gem
Blanket
Tower
AON
OFX
Petcover

How We Help You

Expert guidance for every stage of your financial journey

Get a loan tailored to your financial situation, not just a bank's checklist

Access competitive deals from a wide range of trusted lenders

Let us negotiate and handle the paperwork, so you don't have to

Save time and reduce stress with our expert, end-to-end guidance

Why Kiwis Trust Innovest

Thousands of New Zealanders have chosen us to guide their financial journey

We Compare, So You Don't Have To

Access to 20+ lenders means we find the best rates and terms for your situation — not just what one bank offers.

Zero Cost to You

Our service is free. Lenders pay us when your loan settles, so you get expert advice without spending a cent.

We Speak Your Language

Our advisers speak English, Mandarin, Hindi, Tagalog, Nepali, and more. Financial decisions are easier when you can talk them through comfortably.

With You for the Long Run

From your first home to retirement planning, we're your financial partner for every stage of life.

Getting Started Is Simple

Three easy steps to your new home

01

Book a Free Chat

Schedule a no-obligation consultation with one of our friendly advisers.

02

We Listen & Compare

We understand your goals and search across lenders for the best options.

03

Move Into Your Home

We handle the paperwork and guide you through to settlement and beyond.

Innovest financial adviser meeting with clients

The Team Behind Your Journey

Our advisers sit down with you, hear your story, and find the best way forward. No pushy sales, no one-size-fits-all answers — just smart advice from a team that genuinely gets it.

17+

Years Experience

5,000+

Happy Clients

20+

Lending Partners

Real People. Real Results.

See what our clients have to say about working with Innovest

Google Rating 5.0 stars based on 232 reviews
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Jessica Marie Garcia

a month ago

We were first time home buyer and couldn't be happier with Merlou as our mortgage adviser. She truly went above and beyond in helping us in finding our family home and all the proc...

J

Jen Chavez

2 months ago

We are extremely grateful to Merlou for her outstanding support and expertise in helping us purchase our first home. From the beginning, she demonstrated exceptional professionalis...

H

Heaven's Diplomat

3 months ago

Hi all! Joel and Rowena Detalo here. We have two kids and a new baby coming in few weeks. We just bought our first home here in Onehunga. It was a challenging journey with a lot of...

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Claire Padi

a month ago

We absolutely loved working with Innovest. They made the entire journey of purchasing our first home so much easier and less stressful. Their team was not only knowledgeable but al...

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Naman Goyal

a month ago

I had an outstanding experience with my mortgage adviser, Vinit Sangwan at Innovest. From start to finish, he provided exceptional guidance and made the entire mortgage process smo...

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Jose Gacias

2 weeks ago

Rachel Lee is a highly recommended financial advisor. Extremely knowledgeable, transparent, and professional. Took the time to explain everything clearly and helped me feel confide...

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Kasun Mawella

2 weeks ago

Charlie and the team were very helpful and guided us through all the information provided to us as first-home buyers. They made the process easy to understand and supported us ever...

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Verlin Rose Delos Reyes

2 months ago

We're beyond happy and grateful to finally say that we are now homeowners! 😍 Christopher and I are endlessly thankful for God's grace and for the amazing people He placed along th...

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Lucy Li

2 months ago

A huge thank you to Rex, our amazing mortgage advisor! As first-time home buyers in Auckland, the process felt daunting at first, but Rex guided us through every step with patience...

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Ronny Fung

a month ago

I'm very satisfied with the service from my mortgage broker Randy & Jonathan. The whole home loan process was explained clearly, communication was prompt, and everything was handle...

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Kavitha Harshani

3 months ago

We recently bought our first home in New Zealand and couldn't have done it without Vinit and his team. Vinit was incredibly supportive and patient throughout the entire process. He...

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Viliami Bloomfield

2 months ago

We are grateful to Randy and his amazing team at INNOVEST for their outstanding support in securing our loan from ASB. From start to finish, their professionalism, clear communicat...

R

Rahul prajapati

3 months ago

A big thank you to Vinit Sangwan for all his support and guidance as our mortgage advisor. He was there with us at every step of the journey towards buying our very first home in N...

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Joselle Ganggay

4 months ago

A huge thank you to Rex Gannaban for helping us secure our mortgage loan approval. From start to finish, they were incredibly responsive even answering my calls and texts in the mi...

A

Armand Basson

2 months ago

Rachel was fantastic in helping me sort out my KiwiSaver. She explained everything clearly, took the time to understand my goals, and made sure I was in the right fund for my situa...

M

Mark Anthony Dalisay

4 months ago

Me and my wife Catherine recently bought a house, and we are so grateful for the amazing support from Innovest and their team. They made the whole process smooth and stress-free, g...

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Zenaida Matias

2 months ago

We had such a great experience with INNOVEST Very smooth at mabilis ang process. Special appreciation to Merlou, she was very incredible to work with, very patient, clear magbigay...

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Gloria Teo

2 months ago

I am grateful for the exceptional service provided by Rachel Lee and the Innovest team. Rachel is a knowledgeable and supportive adviser who consistently offers insightful advice a...

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Kimberley Lau

2 months ago

A huge thank you to Danny Yong and Ghel Bonde at INNOVEST — we are so grateful for all your help in securing us our first home! ✨ We would highly recommend them to anyone who is in...

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Gurpreet Rissam

2 months ago

I had no knowledge of housing market but Vinit was incredibly helpful throughout my mortgage process. From guiding me through the loan options to making sure all my documents were...

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Sonny Blaze Albuerne

5 months ago

I had a fantastic experience with INNOVEST From start to finish, their team was professional, responsive, and clearly committed to providing top-notch service. They listened carefu...

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Sangjun Park

2 months ago

I had a great experience with my adviser at INNOVEST. If you need help with mortgage, insurance they are perfect for you. If i buy another house 100 percent i will go with INNOVEST...

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Gurpreet Singh

4 months ago

I had a great experience working with Vinit Sangwan from Innovest. He guided me through the entire loan process with professionalism and clear communication. Vinit explained everyt...

Serving Auckland and Beyond

Our advisers serve clients across Auckland — from the North Shore to South Auckland, East to West — as well as Hamilton and throughout New Zealand.

North Shore
Central Auckland
South Auckland
West Auckland
East Auckland
Hamilton
Throughout NZ
Happy family - representing clients across New Zealand

Common Questions

Get answers to frequently asked questions